If you plan to retire abroad, or are currently in the process of doing so, you will have decided that the quality of your retirement years is paramount to you. However, have you considered how your pension will provide you with the financial support you deserve?

By retiring overseas you have most likely already made the decision that you will not be returning to your home country and as an expatriate there is a wide range of international planning opportunities open to you. With the amount of Pension Scheme changes over the last few years it is definitely worth speaking with an adviser personally, as every one of us have differing needs and requirements and what your friend or Co-worker has planned may not be the most suitable for you.

We understand it can be daunting dealing with a move overseas and wondering how your pension will work for you, which is why it can be beneficial to start planning your retirement as soon as you can; in order to make sure you can support yourself financially in the near future.

• Self Invested Personal Pension : A Self Invested Personal Pension plan (SIPP) is one option open to individuals who wish to consolidate their existing UK pension schemes and invest smarter for their retirement. It allows you to have greater investment control over your pension and is still designed to produce an income or a tax free lump sum and income when you choose to retire.
  The range of investments that you are able to choose from inside a SIPP is more varied than other pension plans, enabling the SIPP holder to invest in a wide range of assets including stocks/shares and futures/options both home and overseas
  We can help you plan for all of your retirement needs and provide you with impartial advice on how to remain financially independent through your retirement years.
  If you would like more information on how we can help getting your UK pensions working harder and smarter within a SIPP then please Contact Us
• Qualifying Recognised Overseas Pension Scheme :
  What is QROPS?

  A QROPS (Qualifying Recognised Overseas Pension Scheme) or QOPS (Qualifying Overseas Pension Scheme) are Overseas Pension Schemes that have told HM Revenue and Customs (HMRC) they meet the conditions to be a recognised overseas pension scheme (ROPS).

  HMRC has made many changes to the rules and flexibility for all oensions, so to discuss your personal situation and if you would like to get a Free Pension Review from our experts who are in touch with the ever changing pension rules please contact us